Here's a quarter, call someone who cares
Sounds familiar, and why one of my core money scripts is putting up guardrails to secure your most important needs when you achieve some financial security, and don't get out of control on spending. A luxury tried usually becomes the new bare minimum baseline, for your kids too.
Whenever I see you posted something, I stop whatever I’m doing to read your post.
I'm young, of "the smartphone generation," nonetheless I've already had to use a few proverbial quarters. Going to zero (or sub-zero), especially when you're younger is one of the most liberating professional experiences you can have. Great piece as always.